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I've spent the entire morning trawling through private health insurance policies, speaking to "consultants", comparing apples with oranges, banging my head against the wall... Looks like a lot of them cover weight loss surgery on their mid to top covers, but the price varies enormously. I wish someone would legislate that all PHI companies had to use exactly the same format so we could actually be more easily informed! As a mid 40's single, the quotes vary from $118 to $187 per month, with varying excess options and exclusions. My head is spinning. I don't use my extras much, so have decided to go with top hospital only. Unfortunately I have to wait a year for anything lap-band to be covered again, as that part of my pre-existing HCF policy changed a year ago...
born2rock85 posted a topic in Gastric SleeveI checked emails to find one from my private health insurer - Medibank. Only to be notified that as of 28th September 2015 weight loss surgery will not be covered on basic cover anymore (The only reason why I even bothered with private health cover). I haven't been signed up for a full year. My question is if I will be switching over to another level of cover does that mean any previous time served will be null and void in regards to my application for weight loss surgery? Obviously soon I will call medibank themselves but just wanting to know other people's expierience in regards to similar situation. Cheers
Hi, I'm new to the site/ group Apologies in advance for the long winded post! Although I'm in the research stages of the sleeve gastrectomy I am seriously considering getting the surgery done in time to come. Growing up I always compared myself to other girls and saw myself as big, being that I am short (153cmish) and they were tall didn't help. My weight was probably a little over for my height but throughout the years it's slowly piled on, moving to the country (driving not walking everywhere) hasn't helped. I've went from 80kg  to 113kg  (this includes after pregnancy in 2013). I recently got down to 102.7kg with the help of medication (duromine) but back up to 105kg within last month with constant travel and poor food choices on the road, the medication has been the kickstart I needed but I know it's not realistic or safe to stay on it and am looking for a more permanent solution. My BMI is 45 I feel like I have exhausted all options and this looks to be what I truly need, (along with healthy eating and exercise of course). Portion size has always been my issue also, just eating and not recognising the signs of fullness, I could imagine a smaller stomach size would help immensely provided I ate the right things. I don't want to be one of those mum's that watches from the sidelines & is too unhealthy to join in! I would just like to know some details from those who have gone through the private health insurance road, I know each are different and the prices rise in april but want to make sure I get signed up with one that covers the sleeve surgery, and also what the experiences with different companies are like.. good, bad otherwise??? I am from Victoria if that helps? Thanks a million for your time!!! Bianca
I was banded in September last year and was covered by PHI but now they are changing their policy and not covering it anymore. Now that I am already banded is it necessary that I have cover for WLS or should I consider switching providers or upgrading my policy so I am still covered for it.