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Found 8 results

  1. Hi folks. For those folk having to access their super to pay for their WLS or for a gap, you may find this useful (I found it on another site). "SuperCare is an Australian company assisting you with your application for the Early Release of Superannuation Program (ERS), operated by the Department of Human Services (DHS) to cover your Weight Loss and Bariatric costs. SuperCare can help facilitate funding for most Bariatric procedures including: Sleeve GastrectomyLaparoscopic Gastric Banding SurgeryGastric Bypass OperationsBilio Pancreatic BypassAftercare Treatment and ProgramsSuperCare’s goal is to alleviate stress and anxiety associated with the financial burden of medical treatments. SuperCare’s caring, knowledgeable and professional consultants efficiently manage every ERS application to ensure a stress-free and timely outcome. Each applicant receives regular support from SuperCare’s consultants ensuring they feel valued and supported throughout the ERS process. Patients are advised to contact SuperCare via the SuperCare website or by calling 1300 665 440." https://www.lapobesitysurgery.com.au/patient-centre/finance-options/ All the best!
  2. Hi all - very new to all of this, just trying to figure out best option for me. I am 50 years ago, morbidly obese with BMI 50. I have tried and tried to be healthier, but I'm just so damn hungry, especially at night-time. I've been researching the sleeve for a few months now and think it is the best option for me. I've just taken out private health insurance but of course I have to wait 12 months and, from what I understand, I have to come up with at least $5,000.00 for the gap anyway. My GP has put me on the public wait list, but I understand that is about a two year wait and now I've made up my mind, I really do not want to wait another 2 years and be nearly 53 years old before I start losing weight. That leaves accessing my super. I really don't want to do that, but I feel that if I don't, I won't live to see or use my super anyway - I'm saying this because I have had two friends die of terminal cancer that their surgeons have indicated were caused by their obesity. Both of them were approximately my weight or even a little smaller, although both were slightly older than me too. I don't want to get to that stage SO, my question is - does anyone know of any Perth surgeons who will do the surgery via accessing super early? I understand that a lot of surgeons won't go this route in case something goes wrong and I need to stay in hospital longer. One name that has come up in my research is Dr Harsha Chandratha - anyone heard of him or know of anyone else? Also, I live SOR although of course I would travel to Joondalup if need be Would love to hear from anyone who has accessed super or knows of Dr Harsha personally. Thankyou
  3. Morto

    Cost Brisbane no PHI

    I don't have private health insurance but I have decided to try and access my super for sleeve surgery in Brisbane. Have others self funded via super and what was the total cost? Did you do it at a private or public hospital? Which surgeon and also how long from booking the consult to having the procedure? I've tried to do research on this but all I can find is either outdated or hugely varies. Thanks for sharing.
  4. Hi guys, Recently there had been an update to way you have to apply for early release of superannuation. You now must have an online account with Centrelink (even if you work and don't require assistance from the government) to be able to access a submission form. Your surgeon still has to fill out a medical report MO017, a letter stating that your situation is life threatening and a quote for hospital/surgeon fees. This has to be uploaded onto your online application. My surgeon suggested that they don't require your general practitioner to also sign a MO017 Report, so fingers crossed it goes through ASAP. I'm just writing this to let anyone know who is confused (because I was as it's only a VERY recent change). I will keep you updated on the time it takes to get approved and anything else that is required. If you have any questions about what to do/where you apply, feel free to ask. Wish me luck! I'm hoping this gets approved ASAP so I can start my new journey soon. Meg xx
  5. jennakettle

    A million questions!

    Hi everyone, So after thinking about lapband and doing more research than I thought comprehendable over the last 2 years I have decided that there is no reason not to go through with it, what am I waiting for! I have an appointment on May 12th at The Centre for Bariatric Surgery (CBS) with Stewart Skinner. I have already had my blood work done and all the results were excellent! I have also sent in my patient profile etc. My questions are as follows regarding the process/payments etc: 1 - I am wanting to withdraw from my super how long from seeing the surgeon did yours get released? 2- Has anyone borrowed through MAC Credit? My debts outweigh my assets but my income covers everything with plenty to spare so I can afford to repay. (I am looking into this as backup if he can get me in before July and my super hasnt been released then i can use the super to repay the loan) 3 - How long after your first appointment with your surgeon did you have surgery?? I am unable to take leave in July/August from work and really dont want to wait until September so I was wondering if there are cases were he could get me in within 4-6 weeks of seeing him? 4 - Has anyone had Mr Skinner? If so what was the experience like? 5 - Has anyone been with CBS? Do you have to pay for your Optifast or is that included in the cost? 6 - Has anyone paid with their super or self funded for lapband with CBS and if so how much did it cost all up? Sorry for so many questions but I know how amazing you all are at helping each other out and I hope to be able to repay the favour as I go through this journey with all of you!! Thanks, Jenna
  6. Just wondering if anyone else has had funds released from Super recently? I was approved but not for the amount I asked for - when I went through and added it up I realised I'm not getting any medicare rebate amounts. i.e Band cost $2500 Medicare covers $637.20 so I was only granted the $1862.80 etc I am so happy that I was able to access Super but confused as I still need to pay the surgeons etc the full amounts up front. Days away from surgery so I just have to find the extra somewhere. I will ring DHS about it but I was just trying to work out if this is a common practice.
  7. LillyPilly

    Approved! Eek!

    I just rang DHS Early Release of Superannuation section and was told that I was approved yesterday and my paperwork for the super fund should arrive within the next week. This really is happening. I am really doing this. This is a LOT of money so I must really want this, right? I don't want to overthink it (I tend to do that) - I just want it done and start to lose weight and get back to a normal size for my little height and not stress too much about how I did it. I don't want to think about what people will say when they see me eating tiny amounts or whether I will stick to my decision to not tell anyone about it or just blurt it out. I don't want to think about having to justify taking such a hard-core approach to something a friend of mine did all by herself on the DASH diet (she wasn't that big to start with but she lost 15 kg by herself whilst working and caring for her adult handicapped son - I takes me hat off to her, awesome woman that she is, but I digress). I texted my partner to tell him I'd been approved. His response was "Cool. I think?" - which shows that he's a little hmmm about it too although I know he's supportive and wants me to be happy and to lose the weight. So. Mustn't overthink it. I'm overthinking it. I wish I could be done tomorrow.
  8. Hi I'm self funding my op and planning on trying to get the funds released from my super. In planning on paying for the op up from on my credit card and then claiming back the borrowed money. Does anyone have and tips or advice to ensure the process goes as smoothly as possible? Thanks in advance
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