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Hey, I am new to all of this and i am taking out my PHI in a fortnight. I am planning on going with medibank, what have others thought of this PHI? Also, apparently there are doctors that have gap cover which means that you are not out of pocket (only the excess) has anyone gone through this way? I also heard you can access your super in order to pay for out of pocket expenses, has anyone done this and succeeded? thank you and sorry for so many questions. I just want to make sure I have my fact rights!
So I am in the process of getting my health care fund sorted but I have a few questions. I live in Victoria and I was wondering how much people where out of pocket with a PHI? Has anyone succeeded in dipping into their superfund for the out of pocket funds? One more question, apparently with some health funds there are gap cover doctors, which means that there is no gap in the procedure so no out of pocket, has anyone found these doctors? I cannot find the right practitioner on the list for the PHI i want to go with. Apologues for so many questions but I hope someone has some answers to these. Thank you
Kosmic posted a topic in Frequently Asked QuestionsI have my approval from DHS (confirmed by phone call), I'm now waiting for the letter to send off to my superfund to acquire my surgery money, now I'm worried how long this process will take so who is your superfund and how long did it take to receive the funds? Any tips/advice would be greatly appreciated.