Jump to content
taaamy

Super release!!!

Recommended Posts

Hey all,

I got the all clear from my cardiologist today, hooray! 

I am also approaching the 1 year waiting mark on my phi. 

I am a student and I am wanting to get early release for my super.

my question is 

-on what grounds have you gotten super?

- was it unsuccessful/successful? 

-how long did it take to clear? 

-any other advice you can offer to ensure I get this release?

I am so excited about this finally happening. A year has gone by so quick and I am so looking forward to living a happier healthier life. 

 

Your help would be much appreciated. 

 

Thank you!!!

Share this post


Link to post
Share on other sites

Hooray and congrats! I can't help with the other info, just wanted to share in the news lol :D

Share this post


Link to post
Share on other sites

Congratulations!!

I admire your tenacity in getting through that paperwork!

Well done!

:)

Share this post


Link to post
Share on other sites

I used my super for the gap. I applied for compassionate grounds with a life threatening illness, and my GP and surgeon had to fill out the DHS forms saying that my weight was life threatening. 

My application was approved in a few days, DHS sent me a letter of approval that I had to forward to my super company with their application for early release. From receiving my letter to having the funds was approx 14 working days. 

My application was VERY detailed,  I included budgets of my income/expenses and letters of support from my surgeon, my GP and myself.

If you do have any savings over $5K it may be difficult to explain why you can't use that - apparently a house deposit or car for work haven't been good enough reasons for some others trying to access their super.

  • Like 1

Share this post


Link to post
Share on other sites

I used super to pay the whole thing. My Surgeon provided me a set of forms for me, for himself (which he filled out) and for the GP which are all sent to DHS to apply for release on life threatening medical grounds (http://www.humanservices.gov.au/customer/enablers/centrelink/early-release-of-superannuation/compassionate-grounds-medical-treatment)

Your super provider will have its own forms to then fill out when DHS finally approve you. Just call your super company, let them know what you are doing and ask them for the right form / instructions on how to submit to them. 

  • Like 1

Share this post


Link to post
Share on other sites

Thanks for all the info. 

Could someone please kindly confirm which order to do things in to apply for super. And which order to complete forms as there is a 6 month limit. 

 

Do you need a quote from specialist with full amount of costs that gets submitted with the specialist form to DHS and to your Super company for release? 

I am confused :)

Share this post


Link to post
Share on other sites

Hi there, 

I've just submitted my application to Centrelink to have my super released for the whole cost of surgery. My steps went like this:

1. Print off two copies of Centrelink form MO017 (Superannuation Release on Compassionate Grounds) 

2. Give one to my surgeons office and wait for them to mail it back with quotes of costs and a written letter of recommendation to have super released

3. Second form (and surgeon filled out form for reference) to my GP and have him fill out the second form with practically the same details. 

4. Scan quotes, letter from surgeon, filled out forms from surgeon and GP, current bank statements for me and my partner, statement of superannuation balance, into my computer. 

5. Go to Centrelink Online, login, and under 'Profile' go to 'Request Early Release of Super' 

6. Answer a few questions and then upload scanned documents. 

7. Wait! 

I haven't had a yes or no back yet but my GP said from my paperwork there is no reason he can see why they would reject. It so fingers crossed and knock on wood! I've probably done something silly now like forgot to write my name on the form or something, ugh! 

Best of luck! 

Edited by Jessicakes
Clarity

Share this post


Link to post
Share on other sites

Called the Centrelink Super Release Hotline today (1300 131 060) and they said my application looked good but there was at least a 2 week wait for it to get to an assessor as they have a back log of applications. Potentially could be the full 28 days :(

Share this post


Link to post
Share on other sites

When I did my super release it took them a month. This was back in July/August. They clearly have not caught up with their demand.

Just ensure you have enough in your super including tax for the surgery or you'll be declined. I had a miserable time getting mine but the rest was easy once I had it. Get your forms ready and whatever else your superfund needs for the release. So when you get the approval all you have to do is print and send the approval letter to your super. 

 

Goodluck and and I hope it's quick!

Share this post


Link to post
Share on other sites

Oh and they also requested a statement from my PHI to state they there is a gap and that they don't cover the cost of the surgery and that it is up t the patient to pay for it. 

Share this post


Link to post
Share on other sites

Hi all ...it sounds like we have all gone down the same track, such a expensive surgery we all wish to go down , but what a fantastic option we can take up to get onto the road to health  Cheers :)

Share this post


Link to post
Share on other sites

My early release was approved within 1 week.  I scanned all the docs and submitted to them, then followed up with a call to check that they had received them and saw no potential problems.  They told me it would take 2-4 weeks and then I was pleasantly surprised to find the funds in my account within the week.  It pays to call and check!  Good luck.

Share this post


Link to post
Share on other sites

I called today after waiting 44 days (waited so long because of the Christmas/New Year break) and mine was approved in late Dec but their system had failed to send me my letter! So now they are express posting one! 

Newme1 is right! Pays to call! 

Share this post


Link to post
Share on other sites

I've got 2 questions about using super. I don't have enough super to cover my op, was going to have my fiancée help me out with the balance. Does this mean I would be rejected? I'm self funding the whole thing. 

Also because the money goes to different people - surgeon, anaesthetist, hospital, etc do they release it to me or do they make out cheques payable to the specialists and hospital? 

I'm looking at using super to pay for part of my op. 

Share this post


Link to post
Share on other sites

One more question I forgot. I have enough to cover the entire op if necessary but it's in 2 separate super accounts. Would it be approved or do I need to rollover my super first? 

Share this post


Link to post
Share on other sites

Hi boganlicious,

first things first, roll over that extra super into one account ASAP. You're wasting money on fees for both accounts. 

When you get the money it goes straight into your bank account, cold hard cash. Then it's up to you to pay the invoice that your surgeons office sends you. On the day (for me anyway) I had to pay at the front desk for hospital fees. They also take your details down in case they have to charge for anything extra. The barium swallow bill is sent in the mail. 

Hope this clears up a few things !

  • Like 1

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×