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Working Mum

Public or private?

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After having lap band four years ago my surgeon has suggested that it would be better for me to have it removed and have a sleeve instead.

I have other health issues, namely severe osteoarthritis impacting my spine and hips. I've already had one total hip replacement. 

In order to go from band to sleeve I need to get private health insurance and then wait 12 months. 

Just wondering what my chances are of going public. 

Would it be a longer wait? Is 12 months really the earliest I can get it done? 

Any help appreciated. 

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I had a chat with my GP on the weekend about the public system and he was under the impression that they weren't taking any more patients on the public list. He could be wrong though. Maybe look into using your super to pay for it? with out PHI you are looking at 15-25k 

 

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After having lap band four years ago my surgeon has suggested that it would be better for me to have it removed and have a sleeve instead.

I have other health issues, namely severe osteoarthritis impacting my spine and hips. I've already had one total hip replacement. 

In order to go from band to sleeve I need to get private health insurance and then wait 12 months. 

Just wondering what my chances are of going public. 

Would it be a longer wait? Is 12 months really the earliest I can get it done? 

Any help appreciated. 

Pretty much any public waiting list is a loooooong wait (if they exist at all) - best bet is to get PHI, wait the 12 months (you can even do all the surgical consultation and all that stuff before the 12 months is up)

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Pneumonia last year. Ever since have had trouble with my voice. Like I'm losing my voice. Every single day! For months! 7 months! 

Anyway...... ear nose and throat specialist today took a look down my throat with a long camera and said my throat was very red and he suspected silent reflux. As soon as he said it I knew that it was from my band. I don't know why I never put two and two together sooner! 

I am making an appointment with my gp to get a referral to the public specialist to see about removing the band. Then I'll take out private health and wait the 12 months for sleeve and pray I don't gain too much weight in the meantime! 

Edited by Working Mum
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GP appointment today. He has written up a referral for a surgeon to remove the band, public.

I have sent off my paperwork for private health. 

I am guessing my band could be out in the next month or so. Exciting! 

Im just hoping I don't gain too much weight between now and 12 months time when my phi kicks in to get sleeve done! 

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I have also taken out private health insurance but to be honest, not sure I can keep up with the payments, I'm single and have a child to support and I just don't earn enough.  I'm also on the public waiting list but from what I have heard, it's easily a two year wait at the moment.

I'm considering accessing my super instead.  Don't want to, but I'm 50 years old and I don't want to die of obesity related condition.  I have had two friends die early deaths, both obese both of cancers that their surgeons advised were related most likely to being obese.  I have a BMI of over 50 :(

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Band is gone!!!!! I can't say that I miss it! 

I can eat salad and meat and bread and fruit with the skin on! It's amazing! 

Now I wait for phi to kick in for my sleeve surgery but until then I am loving eating healthier foods and no reflux! 

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I have also taken out private health insurance but to be honest, not sure I can keep up with the payments, I'm single and have a child to support and I just don't earn enough.  I'm also on the public waiting list but from what I have heard, it's easily a two year wait at the moment.

I'm considering accessing my super instead.  Don't want to, but I'm 50 years old and I don't want to die of obesity related condition.  I have had two friends die early deaths, both obese both of cancers that their surgeons advised were related most likely to being obese.  I have a BMI of over 50 :(

A hard road :(  This is just my humble opinion.  I think that it would be better to access your super if you can't keep up with your PHI - better to have the op and get healthy, than not have the op and not get to enjoy your super ... 

All the best.

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Denzel just remember that withdrawing super counts as income so if you receive  any Centrelink payments then they will be affected by it, reducing your payments. 

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Sorry, I meant to direct that last comment at Daisyinthedesert, not Denzel 

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It's all getting real now!!!!

Super fund has paid out and money in my account!!!!

i have to wait around 6 weeks to get back in to see the surgeon and then book the procedure but I have asked that they keep me in mind of a cancellation comes up lol 

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Hi all 

Just have a question about withdrawing super early.  I have PCOS and am Obese. I am ln phi and work full time also study full time.  With saying that I still don't think I can afford.  Would I qualify for early release of super? 

 

Thanks

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If you have enough Super to cover it then you shouldn't have any problem. Just remember that withdrawing your super early counts as income so it might affect your tax at tax time or any centrelink payments you get. 

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in regards to Health funds, do you have to upgrade your health insurance for WLS specifically? and do you have to wait the 12 months if you have been with them for years?

been a HBF member since 2014 but only have young savers hospital and standard extras?

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in regards to Health funds, do you have to upgrade your health insurance for WLS specifically? and do you have to wait the 12 months if you have been with them for years?

been a HBF member since 2014 but only have young savers hospital and standard extras?

Hi Tayla. 

Generally if you upgrade your cover you will be covered for anything on your previous level but will have to wait the 12 months for anything above that. 

 

Best off giving your phi a call to double check though. 

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